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Checking Accounts

Free Basic Checking
Mountain Gem Credit Union boasts a truly great free checking account service. Other financial institutions make you pay to have a checking account with them, but Mountain Gem pays you dividends on your balance (>$1,000 average daily balance). It's time to check into a Mountain Gem checking account.

Our VISA® Check Card gives you 24-hour access to your funds, whether you use it at a store like a credit card or take it to an ATM to withdraw cash.

Overdraft Protection allows transfers from your savings or your pre-approved line of credit, OAC.

Business Checking
Similar in structure to our personal checking account, Mountain Gem is proud to offer a truly free business checking account.  No analysis here-we offer unlimited check writing and unlimited deposits on our business account.  This account type is designed to meet the needs of your small business, ranging from non-profit/organizations to Corporate and LLC businesses.  We also offer business VISA® Debit Cards and online banking.  For more information about eligibility and required documentation, please speak to a member service representative today.

This credit union is federally insured by the National Credit Union Administration.