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About Us

Who We Are
Mountain Gem Credit Union is a member-owned financial institution whose purpose is to satisfy the financial needs of our members/owners. Unlike other financial institutions that are strictly profit driven, our excess earnings are returned to the member/owners in the form of lower loan rates, higher savings yields, or reinvested into the credit union to provide additional products, services, and capital. Because of this cooperative philosophy, when any member saves, invests, or borrows at the credit union, everybody benefits!

Originally chartered in 1955 by a small group of postal workers to serve employees of governments in Canyon and surrounding counties, and since we became community-chartered, we now serve all people who live, work, worship, or attend school in the following Idaho state counties: Canyon, Gem, Payette, Washington, Adams and Owyhee.

In January, 2008 our name was changed from Quinco Credit Union to Mountain Gem Credit Union to better reflect our expanded membership base. We are still the same great credit union – owned by the same folks, our members – and with the same friendly staff. We changed our name to help us get the word out that we are now community chartered. We are very proud of our heritage and we remain very dedicated to the philosophy that the credit union was founded upon-people helping people.

Mission Statement
To meet the needs of our members by offering competitive financial services designed to improve the economic and social well-being of all members from all socio-economic backgrounds. We will promote growth while maintaining financial stability to assure the future success of our credit union.

To provide professional, personal, and efficient service which will enable us to be the primary financial institution for our members.

Credit Union Statement Of Our Commitment To Members
As a member-owned, not-for-profit financial cooperative, Mountain Gem Credit Union is committed to our members. We will uphold our fundamental responsibility to actively serve people within our field of membership, and as appropriate, the communities they live in. We will treat all members with respect and dignity and we will offer honest, fair deals to all members at all times. We will deliver a range of low cost products and services to the diverse economic and social make-up of our members and potential members. We will look for better ways to reach out to the underserved in our field of membership. And we will continually, in all facets of operations, demonstrate the value of membership in Mountain Gem Credit Union.

We will monitor and communicate our service to members in a meaningful way so that members, potential members, legislators, regulators, and the community at large will understand and appreciate the unique role that member-owned financial cooperatives play in their lives.

Throughout Mountain Gem Credit Union’s strategic plan, we will put forth every effort to enable our members to become financially self-sufficient and successful. We will place high importance on consumer education and the teaching of financial thrift.

This Statement of Commitment to Members is consistent with our credit union principles of “Not For Profit, Not For Charity, But For Service” and our philosophy of “People Helping People”. This statement represents good business practices that ensure the financial strength of our credit union on behalf of our members.

This credit union is federally insured by the National Credit Union Administration.